For many of us who use ridesharing services, our ride begins and ends safely and without any incidents. However, this is not always the case and, unlike most other accidents on the road, accidents involving rideshare services tend to get complicated due to the number of parties involved. Continue reading to learn more about accidents involving ridesharing services such as Uber or Lyft.
Accidents While Using Uber or Lyft
Uber and Lyft are known as Transportation Network Companies (TNC). Essentially, a TNC makes it easier for people who are seeking a ride to connect with drivers for a fee via a smartphone-based platform. These types of companies also generally consider themselves separate entities that give car owners the chance to make money by offering transport services. Since they do not maintain the vehicles that their drivers use or consider their drivers employees, they are not transportation companies. Drivers work for these services as independent contractors.
If an accident occurs while a driver is not using an app, the ridesharing service will not insure the driver and, instead, personal auto insurance will apply. On the other hand, if a driver is logged in and using the app, companies like Uber and Lyft will offer coverage, even if no ride was accepted at the time of the accident.
If an accident were to occur while a driver is either picking up or transporting a customer, Uber and Lyft offer the following coverage:
- $1 million liability coverage for each accident
- Full coverage up to the value of your car if this is an option on your personal auto insurance policy
- $1 million underinsured/uninsured motorist coverage per accident
If you were injured in a rideshare vehicle, it is important to call the police to the scene of the accident, regardless if it is serious or minor. Much like any other accident, it is important to obtain the contact information of everyone involved, including their names, driver’s licenses, and insurance information.
You should also consult with an experienced personal injury attorney as soon as possible.
Speak to One of Our Knowledgeable Personal Injury Attorneys About Your Rideshare Accident!
If you sustained injuries in an accident involving a rideshare driver, the legal team at Frish Law Group, APLC can provide the assistance you need to obtain fair and just compensation. We understand how overwhelming this situation must be for you and will guide you every step of the way.
Reach out to our law office today at (818) 477-1905 to set up a free case review with one of our attorneys.